Quality Real Estate Appraisals. Excellent Service.For years, mortgage lenders and consumers, as well as other real estate professionals, have depended on our expertise to provide high-quality value estimates on all sorts of homes in Grand Traverse, Benzie and Leelanau Counties. By continuously keeping up with local real estate trends and staying current on valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you. Leading appraisal experts for:
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| Ready For Anything After Pre-CPI Consolidation | ||
| 12/10/2024 3:13 PM | ||
| Ready For Anything After Pre-CPI Consolidation Bonds were arguably consolidating ahead of last Friday"s jobs report with the reaction representing a bit of a bullish breakout. Since then, there"s been a quick and obvious re-consolidation back in line with last week"s M-Th levels. Today added to that p...Read More | ||
| Mortgage Rates Moving Back Up | ||
| 12/10/2024 2:34 PM | ||
| Between November 18th and December 6th, the average top tier 30yr fixed mortgage rate moved down from 7.08 to 6.68. A 0.40% drop is rather significant, especially over the course of only 3 weeks. Over the past 2 days, however, we"ve lost a quarter of that improvement. Today saw rates increase just a bit more than yesterday. This ...Read More | ||
| Selling Tools; Thoughts on 2025 Tax Bill; Non-QM and Jumbo News; Capital Markets | ||
| 12/10/2024 11:03 AM | ||
| “To the paranoid people who check behind shower curtains for murderers: if you find one, what"s your plan?” What’s the Fed’s plan? The Federal Reserve is approaching a critical inflection point in its monetary policy because Fed officials are increasingly indicating that interest rates may be near the upper end of the so-called “neutral rate” (i.e....Read More | ||
| Inconsequential Weakness Part 2 | ||
| 12/10/2024 9:40 AM | ||
| Yesterday"s closing commentary also noted "inconsequential weakness," and there"s not really a better way to refer to this morning"s modest losses. Once again, they arrive in excruciatingly light volume and without any obvious motivations in news/data. The move is also inconsequential due to the range. We"ve talked plenty about the 4.17...Read More | ||
| Inconsequential Weakness | ||
| 12/9/2024 4:02 PM | ||
| Inconsequential Weakness Bonds lost a moderate amount of ground on Monday with 10yr yields moving back above the levels seen before last Friday"s jobs report. MBS didn"t lose quite as much ground thanks to their higher correlation with shorter-dated Treasuries these days. There were no sig...Read More | ||
| Mortgage Rates Slightly Higher to Start New Week | ||
| 12/9/2024 3:26 PM | ||
| Mortgage rates ended last week with an impressive drop to the lowest levels in more than a month and a half. Today"s rates ended up being the 2nd lowest over that time after the average lender moved to just slightly higher levels to start the new new week. Top tier conventional 30yr fixed rates spent most of November over 7% but fell b...Read More | ||
| Builder Monitoring, AMC, HELOC Products; Trigger Lead Bill; Training, Events, and Webinars | ||
| 12/9/2024 10:52 AM | ||
| “Wi-Fi outages are the new snow days!” Without the internet or cable, would we return to relying on newspapers, radios, and network channels for news? News has certainly spread that Senate Amendment 2358, aimed at cutting back abusive mortgage trigger leads, was unfortunately deleted yesterday from the NDAA FY 2025. (It was attached to the National...Read More | ||
| Reinforcing The Range | ||
| 12/9/2024 9:38 AM | ||
| Up until last Friday, 10yr yields closed at 4.17% for 5 days in a row. While that"s technically "resistance," we"re not complaining considering that"s more than 30bps below the highs from 2 weeks earlier. In fact, it"s probably better for rates to consolidate here as traders wait for auctions and CPI data in the week ahead. With that in mind, last ...Read More | ||
| Solid Conclusion to a Solid Week. Has The Tide Turned? | ||
| 12/6/2024 3:57 PM | ||
| Solid Conclusion to a Solid Week. Has The Tide Turned? After Thanksgiving week introduced a potential breakout from the recent uptrend in yields, this week kept hope alive. It also kept us in suspense until today due to the jobs report. Despite a decent facade (227k vs 200k f"cast), the clo...Read More | ||
| Mortgage Rates Fall More Than Expected After Jobs Report | ||
| 12/6/2024 3:29 PM | ||
| As of last week, rates were showing some signs of resilience, but they had to wait for the true test from this week"s jobs report. Spoiler alert: they passed the test. It wasn"t that the headline job count was particularly low, but it wasn"t strong enough to argue against the fact that the labor market has cooled off compared to the first hal...Read More | ||
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