Quality Real Estate Appraisals. Excellent Service.For years, mortgage lenders and consumers, as well as other real estate professionals, have depended on our expertise to provide high-quality value estimates on all sorts of homes in Grand Traverse, Benzie and Leelanau Counties. By continuously keeping up with local real estate trends and staying current on valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you. Leading appraisal experts for:
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Another Day, Another 4-Month Low | ||
12/6/2023 3:47 PM | ||
Mortgage rates are hitting lower milestones like it"s their nine to five recently and today was just another day at the office. The average lender was only modestly lower versus yesterday, but since yesterday was effectively a 4 month low, today therefore deserves the same recognition. In fact, today"s version is a bit more legitimate as we ...Read More | ||
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More Gains. Are Bonds Overbought? | ||
12/6/2023 3:44 PM | ||
More Gains. Are Bonds Overbought? The combination of friendly economic data, dovish comments from the Bank of Canada, and lower oil prices helped yields drift down to new 3-month lows this morning. In less than a month and a half, that brings the size of the 10yr yield rally to nearly 90bps. Is ...Read More | ||
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Steadily Weaker Data Keeping Steady Rally Intact | ||
12/6/2023 11:11 AM | ||
Another day, another set of economic reports that offer no objections to the steady bond market rally of the past few weeks. Yesterday"s heavy lifting came courtesy of JOLTS (job openings). Today"s was more of a team effort with ADP employment missing the forecast at 8:15am and Labor Costs coming in well below the consensus at 8:30am. T...Read More | ||
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Broker and Correspondent Products, Tax, Lead-Gen, Fee Collection, Pre-Qual Tools; Economist Interview; Early Payoff Fears | ||
12/6/2023 10:29 AM | ||
Yesterday I was driving across Northern California to the coast (Gualala), and in Sacramento I asked the McDonald’s drive-through clerk (hey, only the best for me!) why the medium French fries were 30 cents more than the double cheeseburger ($4.29 versus $3.99). She immediately launched into an explanation of farming inequalities and Keynesian econ...Read More | ||
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Refinancing Perks Up as Rates Drop | ||
12/6/2023 6:07 AM | ||
Double-digit declines in many mortgage rates helped revive interest in refinancing last week and a subsequent increase in the Mortgage Bankers Association’s (MBA’s) Market Composite Index. The Index, a measure of application volume, rose 2.8 percent on a seasonally adjusted basis. Before adjustment, the Index was up 43 percent, due in large part to...Read More | ||
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Mortgage Rates Effectively At 4 Month Lows | ||
12/5/2023 3:26 PM | ||
Right from the start and with only a few days that didn"t fit the narrative, November was a stellar month for mortgage rates, and December is picking up right where it left off. The first few days of the new month have only seen rates move lower by 0.07%, but that"s a strong showing considering the drop of almost 3/4th of a percent from 10/31...Read More | ||
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Logical Response to Data. Bonds Not Looking Nervous at 3 month lows | ||
12/5/2023 3:12 PM | ||
Logical Response to Data. Bonds Not Looking Nervous at 3 month lows We knew that today"s JOLTS and ISM reports were likely to cause a reaction if they were much higher or lower than expected. ISM ended up coming in right in line with forecasts, but job openings fell more significantly. At 8.733m...Read More | ||
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JOLTS Helping | ||
12/5/2023 11:43 AM | ||
JOLTS, the job openings and labor turnover survey, used to be a very forgettable report. On a scale of potential market movers, we"ve always assigned it the lowest possible rank. But that changed over the past year and a half. As the Fed and the market searched for signs that an ultra tight labor market might be loosening, job ope...Read More | ||
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Compliance, CRM, LOS, Servicing, Workflow, Internal Audit Products; Non-QM and Jumbo News | ||
12/5/2023 10:33 AM | ||
My cat Myrtle doesn’t have a lot of rizz, and there are those that will argue that no cat has any charisma whatsoever. But plenty of marketing people do, or can create it, and even if you’re not in marketing, there are some clever marketing people out there. Creative minds as well, and if you’re looking for a Christmas present, here are the “best i...Read More | ||
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A Bit of Meaningless Weakness. More Important Stuff On Deck | ||
12/4/2023 2:29 PM | ||
A Bit of Meaningless Weakness. More Important Stuff On Deck Bonds lost ground to start the new week, but not for any compelling reasons. If we could even make a case for the weakness being caused by something, we"d be forced to rely on unsatisfying explanations like technical corrections or a leveling...Read More | ||
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